Immediate priorities
If there are downed lines, a tree on the building, structural movement, fire, or another immediate hazard, use the appropriate emergency service first.
What the roofing company should evaluate
- Missing tabs or full shingles
- Creased, lifted, cracked, or unsealed surrounding shingles
- Exposed fasteners or underlayment
- Damage at ridges, rakes, eaves, vents, and flashings
- Punctures or impact from branches and debris
- Shingle age, brittleness, matching, and repair integration
- Interior or attic evidence of water entry
When a repair may work
Localized replacement can be reasonable when compatible material can be integrated into a roof that remains serviceable. The roofer should explain the repair area and whether color or weathering differences are likely.
If shingles are broadly unsealed, brittle, repeatedly damaged, or at the end of their practical service life, a larger repair or replacement discussion may be appropriate.
Insurance documentation without promises
Record the date, weather, visible conditions, interior symptoms, temporary protection, and invoices. The roofing company can document conditions and price work; the insurer determines whether the policy covers the loss.
Lifted shingles may remain on the roof
Wind can break the seal or crease a shingle without carrying it away. The roof may look mostly complete from the ground while tabs, edges, ridges, or surrounding material have been disturbed.
A close professional inspection should identify the extent of affected material and whether repairs can be integrated without damaging brittle adjacent shingles. Photos should show location and scale, not just isolated close-ups.
What affects repairability
- Age and brittleness of surrounding shingles
- Availability of a compatible size, exposure, and profile
- Location at a field, ridge, rake, valley, or flashing
- Condition of underlayment and decking
- Number and distribution of affected areas
- Whether the roof has prior overlays or repairs
The damage that matters is often still on the roof
This is why a post-storm inspection is worth having even when nothing appears to be missing, and why losses often continue over several ordinary wind events after one significant storm. Creasing and broken seal bonds are found by looking closely at the roof, not by looking up at it.
It also matters for a claim. Damage documented soon after a storm is a straightforward conversation; the same damage discovered as a leak eight months later is a much harder one, because the link to the event has to be argued rather than shown.
Why a nearly new roof can lose shingles
Asphalt shingles bond by means of a heat-activated adhesive strip. A roof installed in cold weather may not seal until sustained warm weather arrives, and in that interval it is materially more vulnerable to uplift. Manufacturers publish cold-weather provisions — commonly including hand-sealing — for exactly this reason.
Fastening matters too. A shingle's wind rating assumes the stated nail count and correct nail placement. Nails driven high, overdriven, or too few will not achieve the rated performance regardless of what the wrapper claims. If a roof laid late in the Vermont season lost shingles that winter, both points are worth raising with the installer.
Primary sources
Published August 12, 2026 and last reviewed August 16, 2026 by Greater Burlington Roofing. General roofing information; an on-site inspection is required for property-specific recommendations.